Your Spending Type Test
See how you really spend — the impulses, the moods, and what you'd rather not look at.
This your spending type test measures your instincts around spending and saving. Your answers become a 0–100 score and a personal reading — a clear first step to understanding your money, not a clinical diagnosis.
Take the Your Spending Type test →What the Your Spending Type test measures
- Impulse buying
- Mood-driven spending
- Money avoidance
- Money awareness
The science behind it
Grounded in R. Thaler (1985). Mental accounting — Nobel‑recognized behavioral economics (2017) The Your Spending Type test uses original items and measures patterns, never disorders.
Your possible results
The Your Spending Type test sorts your pattern into one of four result types:
- The Impulse Buyer
- The Mood Spender
- The Avoider
- The Grounded Spender
Your Spending Type test — questions
Do I need a card to take the Your Spending Type test?
No. No card is needed to take the Your Spending Type test. You answer the questions first and see where you land at the end.
How long does the Your Spending Type test take?
About 8 minutes. It has 32 questions, and there are no right or wrong answers — you just respond honestly to how each statement fits you.
Is the Your Spending Type test scientifically grounded?
It draws on R. Thaler (1985). Mental accounting — Nobel‑recognized behavioral economics (2017) Our items are original; we measure patterns, not disorders.
How accurate are the results?
Your Your Spending Type result is computed only from your own answers on a 0–100 scale — no comparison to strangers, nothing invented. It reflects the patterns you reported, and it is a starting point for self-understanding, not a clinical diagnosis.
Do I need an account to take the Your Spending Type test?
No. You can take the Your Spending Type test right away. Saving your full portrait across assessments is optional and happens after you finish.